Category: Let’s Talk Frugal
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Learn the difference between hard and soft credit inquiries, how they impact your FICO score, and how many are too many for your credit health.
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I’ve seen many posts on Facebook about how expensive things have gotten over the past few years. I’ve also seen the memes where they say, “I stay at home because every time I leave, I spend $100 within 5 minutes.” Of course, I can relate to the latter, but it really got me thinking about…
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We are halfway to Christmas, and it’s never too early to start preparing for the most wonderful time of the year! You can have a memorable, budget-friendly Christmas with a little planning and creativity. This ultimate stress-free and debt-free guide will show you how to save money, create budget-friendly DIY crafts, take advantage of Black…
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A little while ago, I talked about how I spend $400 a month on groceries as a single individual, primarily relying on Instacart for my shopping needs. Determined to find a solution and stretch my budget further, I embarked on a mission to uncover tips and tricks to save money on groceries with Instacart. Today,…
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In the digital era, the banking landscape has witnessed a significant transformation, with the rise of internet-based banks alongside traditional brick-and-mortar institutions. These two banking models offer distinct advantages to consumers, allowing them to choose services that align with their preferences and needs. In this article, we will explore the key differences between Internet and…
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Are you looking to plan a budget-friendly Smoky Mountains vacation? The Smoky Mountains offer various activities and experiences for travelers of all ages, but planning a trip on a budget can be challenging. However, with thoughtful planning and budgeting, you can enjoy all the Smoky Mountains offer without breaking the bank. Here are some tips…
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Gatlinburg, TN is a popular tourist destination known for its beautiful scenery, outdoor activities, and family-friendly attractions. However, with the influx of visitors, parking can be a challenge. Fortunately, there are both paid and free parking options available in Gatlinburg. In this article, we will explore the options and help you decide which one is…
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Tired of “free” credit score sites that ask for your card info? Here are 4 actually free tools to check your real FICO score in 2025—no sketchy signups.
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How much should a household of 1 spend on groceries in a month? It’s a common question that many individuals ask when trying to manage their finances effectively. In this article, I’ll share my personal experience and provide insights into budgeting for groceries as a single person. From utilizing convenient services like Instacart and Uber…
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Coins tend to accumulate over time, weighing down wallets and piggy banks. Coinstar machines have long been a popular option for converting loose change into cash, but their fees can eat into your hard-earned savings. Fortunately, there are numerous alternatives available that allow you to convert coins into cash without incurring hefty charges. In this…